If you're going for the simplest answer, I'm with Kirk, and suggest you look into Credit Card Advantage (CCA), from Nodus. I do have customers who use the process you describe in #2, so that can be a viable option. As for the bank reconciliation, it can be tough, I'll admit. Ideally, receipts would be grouped in deposits that match the end-of-day CC batches, separately for each card (Visa, MC, Amex, etc). Then, any CC fees would be recorded as bank transactions.
↧